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Privacy Statement
PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of New Jersey, generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of New Jersey, we are providing you with this document, which notifies you of the privacy policies and practices of The Lubowicki Insurance Agency, Inc.

OUR PRIVACY POLICIES AND PRACTICES

1. Information we collect:

A. Categories of Information Collected and Sources From Which We Collect It
We collect nonpublic personal information about you from the following
sources:
· Information we receive from you on applications or other forms.
· Information about your transactions with us, our affiliates or others.
· Information we receive from a consumer reporting agency.
B. Persons From Whom Information is Collected
Unless you authorize us to do so, we do not collect nonpublic personal
information from anyone other than the individual(s) proposed for coverage.
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